• If you ever glance out of the car windows, you will observe that nearly every third vehicle on Indian roads is a Maruti. Maruti is a brand in India that has established its reputation as one of the most reliable auto brands. For many individuals, the Maruti Suzuki 800 represents their first vehicle. It would be accurate to say that the Maruti brand is designed with Indian roads and vehicle buyers in consideration. As an owner of a Maruti vehicle, you should ensure you protect it from all liabilities by investing in a quality car insurance policy. A Maruti car insurance will safeguard your vehicle in the event of accidents and other roadside incidents.

Car Insurance Tips for Maruti Cars

Understand Your Vehicle

• The Maruti brand produces a variety of car types – including sedans, hatchbacks, SUVs, and MUVs. The insurance premiums for compact Maruti vehicles such as hatchbacks and sedans are generally lower than those for larger vehicles like SUVs or MUVs. The base insurance policy amount differs for these various classes of cars. The premium costs for add-on covers are also higher for the larger vehicles. Ensure you take these factors into account when purchasing your Maruti Car Insurance policy.

Compare and Choose

• Car Insurance companies mainly provide three types of plans – third party limited liability, comprehensive insurance, and own damage plans. The most effective way to obtain Maruti Car Insurance plans is to select a comprehensive plan that covers your car against damages resulting from accidents, natural disasters, and human actions like theft or vandalism. You can compare Maruti insurance online prior to finalizing your preferred insurance policy.

Buy Add-on Covers

• Add-on covers enhance the coverage and protection for your Maruti Car Insurance policy. There are various types of add-ons such as zero depreciation cover, return to invoice cover, engine protection cover, emergency roadside assistance cover, etc. You need to pay an extra premium for each add-on rider you select, as the add-ons are not included in the comprehensive car insurance policy. You can adjust your insurance plan and purchase the add-ons during the renewal period of your Maruti car insurance.
• Consider the Exclusions

• While a comprehensive insurance cover addresses a range of damages to your Maruti vehicle, it does not provide coverage for everything. Therefore, it is essential to read the fine print of your Maruti Car Insurance policy document before you sign the agreement. For example, the insurer reserves the right to deny your claim for damages incurred to the vehicle while operating under the influence of alcohol or other intoxicating substances. You will also be denied coverage for using your vehicle for illegal activities, reckless driving, operating without a valid license, and having an inactive insurance policy, among other situations.

Final Note: Purchasing your Maruti car insurance online is remarkably straightforward. You can immediately choose your desired insurance policy and provide information such as your Maruti Car’s name, make and model, chassis number, registration number, and so forth. You have the opportunity to modify your current policy during the Maruti car insurance renewal process. Your insurance premium will fluctuate depending on these changes. Additionally, you may receive discounts on insurance premiums through a No-claims bonus for not submitting a claim during a specified year.

Disclaimer: To obtain further information regarding risk factors, terms and conditions, please review the sales brochure carefully prior to finalizing a sale. *The discount amount will differ according to vehicle specifications and location of registration.