Important factors to check before obtaining home insurance during the monsoons 1. Comprehensive coverageWhen picking the most suitable homeowners insurance policy, remember to secure comprehensive coverage. It is essential to choose a plan that protects both the external and internal aspects of the house. Monsoons can be severe, and water damage can occur both outside […]

Property insurance eligibility in India Why should you purchase property insurance in India? 1. Protection for propertyA homeowners insurance or commercial building insurance provides coverage for the property. If there is any damage to the structure of the home, like broken walls, water leaks, etc. , you can file a claim and receive compensation for […]

Common types of property insurance plans in India 1. Residential home insuranceThis is one of the most prevalent and widely acquired types of property insurance policies. The residential home insurance plans, often referred to as house insurance in India, are extensive and provide comprehensive protection to homeowners. By covering structural damages and safeguarding the family’s […]

Factors Influencing TV Insurance Premium The premium of TV insurance is influenced by several factors, including –• The type of coverage:You can select an individual policy that will only address the risks linked to the TV, or a package insurance policy that will cover all valuable items, including the TV.• Model of your TV:The premiums […]

Understanding the Impact of Moisture on TVs Moisture can negatively affect your TV in several ways –• Corrosion:When subjected to moisture over a prolonged period, some components of the TV can corrode, impacting the TV’s performance and ultimately causing it to malfunction.• Damage to the screen:As moisture penetrates the TV screen, it can cause irreversible […]

What is Rajiv Awas Yojana (RAY)? Features of Rajiv Awas Yojana Rajiv Awas Yojana is a housing initiative with the following characteristics and advantages:1. The initiative functions through two implementation methods: creating a strategy to eliminate slum regions in the city and developing detailed plans for specific slums.2. This initiative is executed by providing financial […]

Central Government Schemes For Home Loans 1. Pradhan Mantri Awas Yojana (PMAY) – housing mission for the urban poor Objectives• Housing for individuals residing in towns and cities must be made affordable to guarantee accessibility.• Advancement of sustainable and integrated development concerns in urban settings.• Enhance the quality of life for residents by incorporating environmental […]

What is jewellery insurance? Inclusions While every insurance provider’s jewellery insurance policy may differ, there are certain standard inclusions that are typically found in jewellery insurance, which include:• Loss or damage of jewellery due to natural disasters such as floods, earthquakes, lightning strikes, fires, etc.• Burglary, theft• Chain snatching• Accidental loss• Loss due to home […]

When it comes to flood damage, you are able to make a claim on your home insurance policy. This stands as one of the most significant benefits of selecting a solid property insurance plan from a reputable insurance provider. Let’s explore more in the article below. The role of home insurance in flood damage Who […]

Inclusions Certain standard inclusions of a conventional home shield plan in India consist of the following:1. Fire, lightning, explosion, wildfire, bush fire, implosion2. Tempest, storm, flood, earthquake, landslide, inundation3. Terrorism, strikes, riots, and other intentional damages4. Aircraft damage, impact damage, damages from water tank burst and/or overflow, missile testing operation damage, pipes and apparatus5. Leakage […]