Parenthood is an intriguing journey for anyone, but for couples facing infertility, In Vitro Fertilisation (IVF) treatment can represent a glimmer of hope. Nevertheless, the expensive nature of IVF treatment can pose a significant obstacle. This is where health insurance can play a crucial role in making the expense of this life-changing treatment more manageable. […]

Denial of a health insurance claim is a concern for many individuals. While we recognize that this can be overwhelming, the rejection of a health insurance claim can be prevented with a very straightforward method. The method is to review your policy document carefully, ensuring that you understand the health insurance coverage, inclusions, benefits, features, […]

What is Hospital Cash Insurance? Hospital cash insurance offers a predetermined daily cash benefit in case of hospitalization. Unlike traditional health insurance, which covers medical expenses, hospital cash insurance provides a lump sum amount, which can be used to cover non-medical expenses during your hospital stay. These expenses can include transportation, meals, and attendant fees. […]

We consistently aim to offer the best for our dear ones, whether it’s providing a comfortable lifestyle or ensuring adequate support for emergencies. A family floater health insurance policy is one essential aspect that is vital. It not only covers all your medical expenses, but it is also a more economical choice compared to obtaining […]

With the ever-increasing discovery of new diseases and the swift rise in inflation, it’s clear that traditional health insurance plans may not be sufficient during a medical crisis. Most health insurance policies typically offer coverage ranging from Rs. 3 to 5 lakhs, but this might fall short when faced with overwhelming medical expenses. This is […]

Healthcare is a vital necessity in the current era. The days when health insurance was viewed as a luxury are long gone. Instead, it is now considered imperative. The skyrocketing expenses of healthcare due to increasing medical inflation complicate the ability to cover medical treatments using personal savings. During such instances, a health insurance policy, […]

Having a health insurance policy provides several advantages, not only for coverage during medical emergencies but also for potential tax benefits. According to current tax laws, health insurance premiums can be deducted under Section 80D of the Income Tax Act, 1961. This allows individuals to reduce their taxable income, thus lowering their total tax liability. […]

In a time characterized by uncertainty, our health stands out as our most precious asset. While it is crucial to uphold a healthy lifestyle, unexpected events can derail even the most carefully crafted plans. Health insurance acts as an essential safety net, guaranteeing access to medical care when it is most necessary. Let’s examine the […]

Health Insurance for NRIs (Non-Resident Indians): A Complete Guide Non-Resident Indians (NRIs), despite living abroad, have the option to purchase health insurance policies in India for themselves and their families. While residing outside India, NRIs can benefit from various financial and legal transactions, including obtaining health insurance coverage. A health insurance policy is essential for […]

A medical emergency can result in unforeseen financial strain, even if you have a health insurance plan. Frequently, the hospitalization expenses surpass the coverage limit of a typical health insurance policy, causing the policyholder to incur the extra costs out-of-pocket. This is where a top-up health insurance plan becomes useful. It functions as a safety […]