Health insurance has emerged as an essential requirement in the current age, providing individuals and families with financial protection against unforeseen medical expenses. One important feature of health insurance policies is the Cumulative Bonus (CB), a benefit offered to policyholders who do not file any claims during a policy year. This bonus is designed to […]

Imagine waking up on a chilly winter morning, only to hear the persistent coughing of your child or perhaps even yourself. Initially, it might appear to be just a common cold, but it could be something more significant—an infection induced by the often-ignored yet prevalent respiratory virus, Human Metapneumovirus. Grasping the nature of this virus, […]

The Karunya Health Insurance Scheme (KASP) is a health insurance initiative launched by the Kerala government in India, aimed at providing affordable and accessible healthcare services to low-income individuals and families. This scheme was introduced in 2012 to offer financial assistance for medical treatments, particularly for those who might otherwise find healthcare costs prohibitively expensive. […]

Health insurance is vital for small business owners, particularly in India, where medical expenses are steadily increasing. The appropriate health insurance plan can safeguard both you and your employees against unexpected healthcare costs. Additionally, it serves as an important resource for attracting and retaining talent, since comprehensive medical insurance is a significant advantage that provides […]

Understanding Dermatology Dermatology is the medical field focused on diagnosing and treating numerous skin disorders and diseases. Dermatologists are experts in recognizing issues affecting the skin, hair, nails, and mucous membranes, covering aspects related to aging and aesthetics, cancer, and other conditions. The most prevalent dermatological issues in India include the following: Understanding Why Health […]

As we grow older, our bodies experience various changes, and one of the less frequently addressed yet significant factors is the decline in muscle mass and strength. Sarcopenia, often dubbed the “silent thief,” is a condition marked by the gradual reduction of skeletal muscle mass, strength, and functionality. Let us explore the complexities of sarcopenia—its […]

Robotic Surgery and Health Insurance Coverage in India With the arrival of robotic surgery in India, a groundbreaking advancement in medical techniques has been initiated. This cutting-edge technology provides enhanced accuracy, quicker recovery periods, and a lower likelihood of complications. As robotic surgery becomes more embedded within the healthcare framework, patients are increasingly inquiring whether […]

Life is filled with unexpected events—and not all are favorable, especially when it comes to health. In today’s fast-paced world, having a reliable health insurance policy is no longer optional—it’s essential. However, with countless plans available in the market, selecting the right one can be overwhelming. In this guide, we’ll walk you through the key […]

Health Insurance Portability in India Explained Health insurance portability was introduced in 2011 by the Insurance Regulatory and Development Authority of India (IRDAI), allowing individuals to switch their health insurance policy from one insurer to another if they are dissatisfied with the current provider. This gives policyholders greater flexibility to choose an insurance company that […]

As health-related issues have surged, so has the financial burden of treatment costs. This has led to an increasing demand for health insurance plans. These plans not only ensure access to the best medical treatment but also alleviate the financial stress that accompanies medical expenses. With numerous health insurance policies available in the market, choosing […]