India is the origin of numerous lethal diseases, which differ in nature and impact countless individuals throughout the nation. Timely management of such diseases is vital. Nevertheless, insufficient finances and restricted access to quality medical facilities frequently hinder individuals from obtaining appropriate treatment for these illnesses. A health insurance plan can provide assistance in this regard. By offering financial backing during medical emergencies, health insurance enables individuals to receive essential treatment and care. It serves as a safety net in such circumstances. However, even if you possess a health insurance plan, it is prudent to have knowledge of the diseases prevalent among Indians, so that you can implement all preventive strategies. *Claims are subject to terms and conditions outlined under the health insurance policy.

7 Most Dangerous Diseases in India

1. Cardiovascular Diseases
Cardiovascular diseases, or CVDs, are the leading cause of global fatalities, resulting in approximately 17.9 million deaths every year. CVDs encompass various health issues that impact the heart and blood vessels, including coronary heart disease, cerebrovascular disease, rheumatic heart disease, and other associated disorders. Factors contributing to the risk of CVDs include poor diet, insufficient physical activity, tobacco use, and alcohol misuse.

2. Stroke
A stroke occurs when a blood vessel within the brain is obstructed. Individuals with high blood pressure, a family history of stroke, or smoking habits face an increased risk of experiencing a stroke. Preventive care, medications, and lifestyle adjustments can assist in mitigating the risks linked to these factors. Embracing healthy habits could also reduce your overall risk of having a stroke.
*Note: The costs associated with managing severe, life-threatening conditions like strokes can be substantial. Therefore, to complement your health insurance, you should consider a critical illness insurance plan. This type of plan provides a lump-sum payment upon the diagnosis of the covered illness, which can be utilized for premium treatment and care. Claims are subject to terms and conditions outlined under the health insurance policy.

3. Diabetes
Diabetes affects the production or utilization of insulin in the body. Type 1 diabetes occurs when the pancreas fails to produce insulin, whereas Type 2 diabetes develops when the pancreas does not produce sufficient insulin or when insulin usage is inefficient. Being overweight or obese, having high blood pressure, being older, having a lack of regular physical activity, and consuming an unhealthy diet can increase the diabetes risk. Symptoms of the condition can be managed through consistent exercise and a balanced, nutritious diet.
Also Read: Health Insurance for Diabetes

4. Malaria
According to the World Malaria Report 2019, India accounts for 3% of the global malaria cases. Malaria is caused by the Plasmodium parasite, which is carried and transmitted to humans by female Anopheles mosquitoes. Symptoms of malaria can include fever and flu-like manifestations, such as chills, headaches, muscle pains, and fatigue. Nausea, vomiting, and diarrhea may also be present in certain instances. Antimalarial medications and mosquito control efforts can assist in treating the disease.

5. Tuberculosis
Tuberculosis, commonly referred to as TB, is an infectious disease that mainly impacts the lungs and is brought about by a particular species of bacteria. It spreads through the air when those infected cough, sneeze, or spit. According to the WHO, India ranks among the top 30 countries with a significant TB burden, rendering it one of the most lethal diseases within the nation. With appropriate measures, tuberculosis can be both prevented and treated.

6. Diarrhoea
Diarrhoea is a widespread health concern in India, particularly affecting children. According to a report published in the Journal of Global Health Reports in May 2023, diarrhoea causes the deaths of over half a million children each year. Of these, nearly 120,000 cases occur in India. Diarrhoea symptoms may include abdominal cramps or pain, bloating, nausea, vomiting, fever, blood or mucus in the stool, and a pressing need to use the restroom. Oral Rehydration Salts (ORS) can significantly help prevent the adverse consequences of diarrhoea.

7. Hepatitis
Based on the latest estimates from WHO, around 40 million people in India are suffering from chronic hepatitis B, while six to twelve million individuals are affected by chronic hepatitis C infections. Hepatitis refers to the inflammation of the liver. It may arise from a viral infection, alcohol use, various health conditions, or certain medications. There are five types of Hepatitis – A, B, C, D, and E – each with distinct common transmission routes. Treatment can vary based on the type and underlying cause.

Significance for Treatment of Dangerous Diseases
Timely and efficient treatment is essential for managing various diseases in India. The early identification of life-threatening illnesses such as cancer, cardiovascular disorders, and diabetes greatly enhances the likelihood of effective treatment and recovery. Progress in medical technology and heightened public awareness have improved healthcare accessibility, which is vital for saving lives. Regular screenings, prompt interventions, and a proactive stance toward healthcare can assist in diagnosing conditions at an early stage. For instance, routine health examinations can uncover elevated cholesterol or blood pressure levels, allowing individuals to implement necessary lifestyle changes. In the end, appropriate treatment at the right moment can lessen the long-term consequences of numerous dangerous diseases, resulting in decreased mortality and morbidity rates in the nation.

Role of Health Insurance in Disease Management
Health insurance plays an essential role in the management and treatment of the most common diseases in India, particularly when it comes to expensive medical procedures and long-term care. With the rising costs of healthcare, especially for chronic illnesses such as cancer and cardiovascular diseases, health insurance plans can offer the financial security individuals need to receive quality treatment. For many, health insurance ensures they are not burdened by the considerable out-of-pocket expenses related to surgeries, medications, and rehabilitation. Additionally, health insurance is especially advantageous for senior citizens, as older individuals tend to be more susceptible to chronic ailments and often require ongoing medical care.