March 30, 2025
- Going on vacation should be an exhilarating experience, where your mind can engage with the moment and not become preoccupied with the work that may be accumulating, or the routine you had to leave behind, or all the valuables you have left unattended. Fortunately, we have put together a list of measures you can implement to safeguard your jewellery while on vacation, ensuring the security of your ornaments as well as your peace of mind.
- Keep a Clever Hiding Place in Mind
One of your primary defenses against potential theft of your jewellery while you are away is making it difficult for the thief to locate the jewellery initially. To put it simply, if they cannot find your jewellery to begin with, the act of stealing it becomes an unattainable goal. Although this is not a replacement for jewellery insurance, it can be beneficial to have considered a hiding place for your jewellery.
One can easily get lost in complex strategies trying to outsmart a thief, but some straightforward guidelines may include choosing a location that isn’t easily accessible in your house in the dark, one that requires moving furniture, or a place that doesn’t appear to have storage space to start with. - Take Inventory of All Your Jewellery.
You can only identify stolen jewellery if you are aware that it is missing. Keep track of the jewellery you own, and enjoy the extra peace of mind that comes from being able to confirm if every piece of jewellery you possess is present and accounted for upon your return. - Utilize a Deposit Box
Safeguarding items typically involves keeping them secure and locked away. Who is better suited to do this than a company that specializes in security? Storing your jewellery in a bank deposit box may be the most secure method for protecting your valuables. Additionally, this also means that if you happen to have taken out jewellery insurance, the chances of needing to file a claim are rather low. In reality, if your jewellery does happen to go missing from a bank deposit, it will be nearly impossible to fabricate an insurance claim anyway, so it’s a win-win situation. - Conceal It
A thief won’t take something they do not recognize as jewellery in the first place. Instead of concealing your jewellery inside a vault, one alternative approach could be to hide it in plain sight, such as wrapping it in newspaper. While we do not endorse leaving it out on the table wrapped in newspaper, camouflaging could protect your jewellery from curious eyes, as they won’t be aware of what is worth investigating. - Store it in a locker.
Utilizing a locker service is another potentially clever method of ensuring that your jewellery is protected from thieves and robbers. A locker, similar to a safety deposit box, can be obtained from a bank where you pay to rent a locker for a specified duration. Furthermore, there is a rising trend of individuals buying compact-sized safes and lockers to place in their cupboards, homes, and occasionally even in their walls behind a painting. Owning a locker might reveal the location of your jewellery (unless you are planning ahead and have secured a locker simply to mislead the thief), though it will dramatically increase the effort required to access the jewellery. Unless the thieves possess specialized tools or heavy machinery, it’s improbable that they will manage to break into the locker. - Obtain Jewellery Insurance.
Jewellery insurance should be regarded as the final safeguard you depend upon concerning jewellery theft; While it is recommended to insure your jewellery, depending solely on your home insurance could be unwise. Rather, it is preferable to obtain jewellery insurance for your jewellery while continuing to implement all the aforementioned precautionary measures to guarantee that your jewellery remains safe and secure.
Conclusion
Although your jewellery may not hold the same practical value as a house or a car (which justifies insuring these), they often can be of equal or greater worth, making insuring your jewellery an obvious choice. If you are considering acquiring jewellery insurance, the HDFC ERGO website offers a wide array of options that you might explore. Nevertheless, even with jewellery insurance, you should ensure that you are not neglectful regarding the safety of your jewellery by keeping it secured when not in use.
Disclaimer:
The above information is for illustrative purposes only. For more information, please consult policy wordings and the prospectus prior to finalizing the sales.
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