Your residence might be vulnerable to a variety of accidents, most of which are unpredictable. Thus, isn’t it wiser to be ready from the outset? While numerous individuals consider obtaining home insurance, you might also wish to safeguard the possessions and items within your home. Consequently, a suitable option would be to purchase TV insurance to secure your television. You can either obtain the insurance separately or include your TV within the policy itself to suit your needs.

Can You Claim TV on Insurance?

When you are applying for property insurance, one of the most frequently asked questions is whether the TV will be included in it. Indeed, your TV can also be claimed with the property insurance company. The Bharat Griha Raksha Policy permits you to include the contents under the policy for your reassurance.
You can also include more than one TV in the policy plan. The best approach would be to insure the more expensive ones and request coverage in the event of accidental damage. In addition to the TV, several appliances can be included in the policy to protect yourself against significant damages.

What Will the TV Insurance Not Cover?

Besides the property insurance, you might consider applying solely for TV insurance to protect your device. Typically, the repair and replacement expenses are covered by the insurance. However, the policy does not cover certain instances, such as the following:
1. Any damage to the TV caused by wear and tear.
2. Intentional damage inflicted on the TV due to known activities.
3. Severe negligence in managing the TV.
4. Damage to the TV that occurs during aerial transit.
5. Pre-existing damage to the TV that was present prior to the purchase of the insurance policy.
6. If any repairs were conducted on the TV by you, the claim will be denied.
7. The insurance will not cover cosmetic defects such as stains, scratches, and material issues.
8. Damage to the TV as a result of any war or nuclear disasters.
9. Claims will not be accepted for any non-disclosure of existing issues.

FAQs
1. Will home insurance cover my TV?
Generally, home insurance covers the structure. You may need to acquire additional coverage for the valuables inside your residence to protect against theft, fire, and flood damage.
2. Is it possible to claim accidental damage on TV?
Accidental damage can be claimed for the TV. However, if the damage resulted from aerial transit, it will not be included under property damage.
3. Can I put TV in property insurance?
Yes, you can include your TV in your property insurance. This is one of the most secure ways to protect the device from theft, breakdown, or damage to the television.

Conclusion

When you obtain property insurance such as the Bharat Griha Raksha Policy, you might consider adding your television to the coverage as well. This is significant in ensuring the safety of one of the numerous valuables in your home. Additionally, as your home is protected against theft, malfunctions, and unintentional harm, the insurance will encompass all essential elements of your residence while also safeguarding the TV.

Disclaimer: The preceding information is intended for demonstration purposes only. For further information, please consult the policy documents and prospectus before finalizing the purchase.